Latest Posts

How to Turn On Your AVS & CVV Settings for NaviGate

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By Brion Bonkowski, VP of Sales
May 9, 2012 | Posted in Payment Industry, Tips and Tricks

Congratulations! You were just approved for your merchant account and have received your login instructions for NaviGate…now what? Well, a good first step is to turn on your AVS (Address Verification Service) and CVV (Card Code) security settings. AVS settings will verify the house number and the zip code entered by the customer against the billing address of the credit card. The CVV is just the three or four digit code located on the back of the card. These fraud prevention measures are important because they help lower the risk of fraudulent transactions and can help lower your rates. Once…

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How to Turn On Your AVS & CVV Settings for Authorize.net

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By Brion Bonkowski, VP of Sales
May 9, 2012 | Posted in Payment Industry, Tips and Tricks

Congratulations! You were just approved for your merchant account and have received your login and activated your Authorize.net account …now what? Well, a good first step is to turn on your AVS (Address Verification Service) and CVV (Card Code) security settings. AVS settings will verify the house number and the zip code entered by the customer against the billing address of the credit card. The CVV is just the three or four digit code located on the back of the card. These fraud prevention measures are important because they help lower the risk of fraudulent transactions and can help lower…

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Crack Open This Geode – and Find Your Credit Cards are Stored Inside!

The iCache Geode Might Change the Digital Wallet Debate

By Jacob Smith
April 10, 2012 | Posted in Blog, News & Views, Payment Industry

If you’re an iPhone user, you’ve no doubt explored a zillion cases and additions to your beloved device.  From custom-carved wooden backs to hot pink protectors, the iPhone is one of the more augmented and personalized devices around. While I love a good wooden iPhone backing, the case I read about today is potentially far more influential (and worth even more money!). iCache Geode is an elegant solution to the problem of mobile payments – instead of trying to get merchants, vendors, credit card companies and device makers all into the same ecosystem, this fancy case works flawlessly within the…

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Online Payments Go Offline

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By Jacob Smith
April 5, 2012 | Posted in Blog, News & Views, Payment Industry

A few years back, it seemed inconceivable that the trust of cold hard cash, or the VISA/MasterCard/AMEX stamp of approval, could be replicated by an online equivalent. If you couldn’t touch it or feel it, it was hard to imagine our everyday methods of payment being usurped. Fast forward a few years (and a few hundred million smart phone user) to 2012, and the landscape is surprisingly different! Not only are people paying for their cup of coffee at Starbucks with an app, but just the other day I pulled into my local Cumberland Farm gas station / minimart and…

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Clover

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By Zachary Smith, President
February 7, 2012 | Posted in Blog, Payment Industry, Tips and Tricks

Clover is the easiest way to settle up with your friends and family for meals and entertainment, living expenses, group presents, etc. With Clover, you’ll always have the right change. When you are ordering food with someone and cannot seem to find the change in your wallet to settle the split, Clover is a great solution. Its a very simple app that can completely change the payment game. Create an account and very simply add money to your account from your credit card or your bank or PayPal account and easily withdraw money via your bank or PayPal accounts, Amazon gift…

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How to Keep Costs Low For Your Mail Order Business: Part 1

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By Zachary Smith, President
August 7, 2011 | Posted in Blog, Payment Industry, Tips and Tricks

There are enough complexities involved with running a mail order business. Not only do you have to constantly market your products to your customers, you also must continuously work to develop new products.

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The Sky’s the Limit With Wireless Processing

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By Jacob Smith
July 11, 2008 | Posted in Blog, Payment Industry, Tips and Tricks

Business owners today understand the value of credit card processing. The more common means of acceptance generally include the traditional physical terminal for card-present transactions, and of course the widely used virtual terminal for internet sales. Now, the cellular technology that became so popular throughout the last decade is available for credit card processing. Wireless Processing is revolutionizing the credit card industry the same way cell phones revolutionized the age-old telephone industry. Wireless terminals are becoming utilized more and more because of their flexibility. Simply put, you can use the same terminal to accept credit cards over the phone, in…

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