Retail Merchant Accounts

MerchantPlus offers the Internet's best all-inclusive package for accepting credit cards in your retail store.

Retail Merchant Accounts

Credit card processing services are essential in a retail environment. Did you know customers prefer to pay using a credit card? But do you also know that they need to know your online credit card processing is safe and secure. It’s why your business needs a quality retail merchant account – all at a competitive price. You can minimize your transaction fees – and increase your bottom line - with MerchantPlus’ all-in-one merchant account package. There’s no application fee, set-up fee, installation fee, programming fee or annual fee. Get the best package – and security – with MerchantPlus.

Included in our Retail Merchant Account Package:

  • IP Based Processing with Authorize.net vPOS– this allows you to integrate your point of sale software with electronic credit card processing. With MerchantPlus, you can have several employees processing online credit card payments at the same time with an ability to customize each user account.
  • Point of sale terminal - used to process credit cards, debit cards, checks, smart chip cards and electronic benefits transfer (EBT). We have a range of retail terminals to choose from.
  • Monthly Statement – to assist in your merchant account paperwork and accounting.
  • 24 x 7 Customer Service – unlike other merchant account providers, we don’t outsource our customer service. We are with you every step of the way.
  • McAfee Secure PCI Scanning – protect against fraud with this free PCI compliance merchant account feature.Rates and Fees

Rates and Fees:

MerchantPlus offers straightforward and competitive rates. All terminals include FREE 2nd day air shipping and reprogramming. To access superior retail merchant accounts, complete the easy 1-2-3 merchant account application and select the terminal model that suits your business needs.

  Industry MerchantPlus
Visa/MC Discount 1.99% 1.74%
Transaction Fee $0.25 $0.20
Debit Card Rate
$0.75 $0.55
Monthly Fee $25 $17.95
Monthly Minimum
$25 None
Setup Fee $99 Free
Application Fee $99 Free
Annual Fee $99 - $299 Free
Programming Fee $49 Free

Merchant Account Flat-Rate Fee Structure

Unlike many retail merchant account providers, we offer a flat-rate fee structure. Pay only $17.95/month plus transaction charges. There are no hidden fees, no costly setup charges and no monthly minimums. With MerchantPlus, we keep your rates simple and guarantee to beat any other online merchant account provider.

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