A feature-packed merchant account and your choice of Navigate or Authorize.net (+$20/mo)

Power your Growth with the Most Cost-Effective, Transparent Payment Platform available

  • Best Costs Available The Advanced Plan features a powerful Direct Merchant Account and Interchange Pass Through pricing, meaning you get the best costs available.

  • RateAssure Only MerchantPlus guarantees you’ll always have the best processing rates for your business. RateAssure automatically decreases your fees and your volume grows.

  • Choice of Technology Platforms Leverage the NaviGate gateway or choose from over a dozen other payment gateways to meet your specific needs.

  • Best in Class Security Full Tokenization Support and multiple integration methods help you meet compliance requirements with little to no effort.

Our included NaviGate gateway is 100% Authorize.net compatible!

Monthly $ 30 / mo
Fees 0.30% above interchange
$0.30 per transaction
Approval Time 1 Day

Real Simple Pricing. Check Out Our Comparison

  • Monthly Cost w/Gateway
  • Interchange Pricing
  • Debit Card Rate of $0.24
  • Fee Refunds on Returns
  • Choice of Gateways
  • PCI & Compliance Fees
  • $48.85 1
  • Yes, 0.30%
  • 35% + $0.31
  • 2
  • $99/yr
  • $33.00 1
  • Not On Startups
  • 0.99% + $0.20
  • 1
  • $89/yr
  • $42.50 1
  • Yes, 0.50%
  • 0.39% + $0.25
  • 1
  • $99/yr.
1 Monthly Cost of competitor's pricing includes a $25 Monthly Minimum and assumes no processing

Works with 100's of shopping carts, billing programs
and supports 10+ gateways, including:

shopping carts

See all of our supported integrations here.

Awesome Support is Awesome


  • 1

    Interchange passes you the exact costs that Visa and Mastercard charge and publish on their website. MerchantPlus adds its own, transparent markup starting at just 30 basis points (i.e. 0.3%) per transaction.

  • 2

    Get your fees back on refunds! The Advanced Account refunds you fees on any transactions that are returned.

  • 3

    Benefit from the Durbin Debit Card Legislation and process debit and check cards for as low as $.24 and 0.05%!

Choice of Gateways

Need a specific fraud tool? Does your software only support a particular gateway integration? Does your developer only code in a particular language? MerchantPlus is proud to support all of the industries leading payment gateways. Buy from us or bring your own!

Awesome, NYC-based Customer Service

MerchantPlus supports its merchants directly from our NYC headquarters. No offshore call centers or dialing through complicated IVR’s.

24 x 7 online helpdesk with business hours live chat to solve your problems quickly.

Technical integration experts available to support you and your team.

Ready to love your merchant account? Apply risk-free today.