Accept Payments with No Monthly Fee and Fast Setup

Free, Powerful Gateway and Virtual Terminal

Only MerchantPlus includes NaviGate - a payment gateway with a full-featured, powerful API and easy to use online virtual terminal.

  • Easy Setup, Instant Approval 10 easy questions, instant approval, setup done in minutes.

  • Simple Pricing. No Monthly Fees. No Contracts. 3.5% + $0.30 per transaction. That’s it.

  • Quick and Easy Payouts MerchantPlus funds your bank account directly. No escrow accounts or manual withdrawals..

Our included NaviGate gateway is 100% compatible!

Account $ 0 / mo
Fees 3.5% + $0.30
per transaction
5 Minutes

Real Simple Pricing. Check Out Our Comparison


Only MerchantPlus offers live US-based integration support. We'll help you get up and running!

  • Virtual Terminal
    Full Gateway + API
  • Upgradeable Gateway
    Live Customer Support
  • Free Integration Help
    No Compliance Fees
  • 5 Days Funding

Works with 100's of shopping carts and billing
programs, including:


See all of our supported integrations here.

  • 1

    Everything Easy With the MerchantPlus Starter Plan, payments are easy. Signup is a breeze.

  • 2

    Plenty of Room to Grow You can grow at MerchantPlus -- we offer an Advanced and Enterprise plan to meet more complex payment needs, including international payments and more technology options.

  • 3

    Here to Trust, Here to Stay Thousands of business trust MerchantPlus. Since 2003 we have helped over 10,000 businesses accept payments online.

  • 4

    Moving is Surviving Free mobile apps help make accepting payments on the go as easy and powering on your smartphone.

Ready to love your merchant account?
Apply risk-free today with no commitment and no monthly fees.