A few years back, it seemed inconceivable that the trust of cold hard cash, or the VISA/MasterCard/AMEX stamp of approval, could be replicated by an online equivalent. If you couldn’t touch it or feel it, it was hard to imagine our everyday methods of payment being usurped. Fast forward a few years (and a few hundred million smart phone user) to 2012, and the landscape is surprisingly different! Not only are people paying for their

Often we see businesses who have been using Paypal or new companies looking for their best payment options.  Many times we’re asked – why should I choose a MerchantPlus Merchant Account vs. Paypal? The Upside of PayPal Paypal is a good start-up solution – they can get you up and running quickly and have a proven brand name that your customers will trust.  They don’t have any monthly fees, so if you go days, weeks,

When it comes to building trust with your customers online, nothing is more comforting than those cool green letters in the top left of your browser bar: While security is a critical component of accepting credit cards online, it’s not always easy to perform at a high level – especially if you are active on your website adding new features, pages, and tools to attract and enrich your audience. A Few Tricks for WordPress Users

As a merchant, you have to constantly monitor the money that comes out of your pocket. Finding any way possible to save money is beneficial for any business. When it comes to payment processing, you’ll often pay any combination of setup fees, application fees, monthly fees, monthly minimums, PCI compliance fees, transaction fees and annual fees. Merchant credit card processors will offer you a discount rate (i.e. the percentage taken out of each sale that

If the goal of your website is to make sales, you need to ensure the process at the checkout is clear, secure and answers common concerns or questions.

When starting out, PayPal can be a great option. But once you start processing decent amounts of money, you’ll get a better deal with a merchant account provider. To give you an idea of just how much you can save, use Fee Fighter’s PayPal calculator. For example, if your total monthly volume is $20,000 and average transaction is $100, your PayPal fees will be $530/month compared with an average merchant account fee of $468.48/month. Over

PCI (Payment Card Industry) compliance applies to all organizations and merchants regardless of size or number of transactions. In place since 2005, it protects credit card data from hacking and fraud. You can view the standards here. One card provider, Visa, categorizes merchants into four levels based on transaction volume over a 12-month period. Merchant Level 1 – processing over $6m/year Merchant Level 2 – processing $1-6 million/year Merchant Level 3 – merchant processing 20,000

When selecting a merchant account, security is uber important. OK – you know this already. You need to make sure your software can’t be hacked with malicious code and your customer’s vital details stolen. Not only are security plugins and complex passwords a key part of the process, you also need a properly managed host. With MerchantPlus, you can upgrade to the Authorize.Net Advanced Fraud Detection Suite™ (AFDS). This is a set of customizable, rules-based

There is no question that more people are turning to entrepreneurship today than ever before.

There are enough complexities involved with running a mail order business. Not only do you have to constantly market your products to your customers, you also must continuously work to develop new products.